The carrier whose insurance just lapsed does not stay unbought for long.
Every trucking insurance lead vendor sells the same free federal file as a snapshot. HAULVANE archives it daily and diffs it, so what you get is the change — the BMC-91 that came off, the authority that went to suspended, the policy inside its renewal window — with the date it happened and the deadline it creates.
What ranks a carrier for insurance
These are the weights the scoring engine actually applies to this profile — not a description of them. Every signal is derived from a federal file and carries the date it changed.
| Signal | Weight | Why it means something to you |
|---|---|---|
| AUTH_SUSPEND | +100 | Operating authority under an involuntary suspension notice. The highest weight in any profile, because the carrier has a federal deadline and no choice. |
| INS_LAPSED | +88 | The BMC-91 filing came off. FMCSA allows 30 days before revocation — the whole window is yours. |
| INS_RENEWAL | +68 | Policy inside its renewal window, when the incumbent is quotable. |
| NEW_AUTH | +64 | New MC number. Cannot legally operate until an insurer files for them. |
| FLEET_GROWTH | +46 | Units added since the last census — the endorsement nobody called about. |
A replaced filing scores −34 and a dormant carrier −60. Somebody already wrote it, or there is nothing to write.
What a row is worth
Year-one commission at 12% of roughly $13,500 per power unit in premium. A 12-truck fleet is about $19,440 of first-year agency commission.
Every row carries this estimate so the queue can be ranked by money rather than by recency. The model is stated openly in the scoring documentation — it is an estimate, and it is shown as one.
Questions
Is this the same list every other trucking insurance lead vendor sells?
No. They sell a snapshot of the FMCSA census. HAULVANE keeps every day of that file and compares them, so what you get is what changed and when — not who exists.
How fresh is a suspension or a lapse?
The federal files land on two clocks and the pipeline runs after both, so a change that appears in the federal record reaches your queue the same day it publishes.
Do I get contact details?
Yes — legal name, DBA, address and phone come from the census itself, which is why they cost nothing and why no vendor can honestly claim them as proprietary.
See it against the live federal record
The demo runs the same engine on the same signals. The public Board is free and needs no account at all.
Open the demo